Phoenix-Mesa-Chandler, AZ MSA

Phoenix ER Visit Cost

This page is for uninsured patients or those with high deductibles who want to compare ER prices before they go. It's also useful after a visit for comparing charges and negotiating with the hospital. The ER level fee is typically one of the highest line items on a facility bill.

ER Level 1 Average Cash Price

ER level 1: Usually a very limited emergency department service. The services are provided by ancillary staff rather than the same physician or qualified health professional structure used for higher ED visit levels.

$394

7.46x Medicare rate

ER Level 2 Average Cash Price

ER level 2: Straightforward medical decision making: a minimal problem, no tests or records analyzed, and negligible risk from the management options considered.

$455

6.69x Medicare rate

ER Level 3 Average Cash Price

ER level 3: Low medical decision making: low-complexity problems such as multiple minor issues, a stable chronic problem, or a straightforward acute illness or injury, with limited data review and below-average management risk.

$779

5.72x Medicare rate

ER Level 4 Average Cash Price

ER level 4: Moderate medical decision making: a worsening chronic problem, multiple stable chronic problems, an undiagnosed higher-risk new problem, unexpected acute symptoms, or a complex injury, with moderate data workup and average management risk.

$1,303

6.12x Medicare rate

ER Level 5 Average Cash Price

ER level 5: High medical decision making: a severe chronic problem or an acute or chronic problem or injury that may threaten life or bodily function, with extensive data review and above-average management risk such as hospitalization or urgent high-risk treatment decisions.

$6,512

13.14x Medicare rate

Cash Price Coverage

26 of 37 ER locations

Last UpdatedJun 10, 2026

Big ER Bill? What To Do Now

ER Visit Cost without Insurance

ER visit costs can vary as they can include a facility fee, clinician bill, labs, imaging, medication, transport, and insurance-specific out-of-pocket responsibility. We compare ER cost based on one service every ER visit would have: Level of Emergency Department visit for the evaluation and management of a patient. These figures are source data points, not guarantees of the final bill.

Phoenix ER Cash Price Map

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Showing 1-5 of 37 ER locations

Showing 1-10 of 37 ER locations

Banner Ironwood Medical CenterVoluntary non-profit - Private

ER service level cash price

ER level 1

$272

Below average

ER level 2

$634

Above average

ER level 3

$1,130

Above average

ER level 4

$1,618

Above average

ER level 5

$1,723

Below average

Overall rating: 3 stars
Dataset version: 2026-03-02

Dignity Health Arizona General HospitalVoluntary non-profit - Private

ER service level cash price

ER level 1

$151

Below average

ER level 2

$287

Below average

ER level 3

$502

Below average

ER level 4

$797

Below average

ER level 5

$1,020

Below average

Overall rating: 3 stars
Dataset version: 2026-02-28

Banner Goldfield Medical CenterVoluntary non-profit - Other

ER service level cash price

ER level 1

$191

Below average

ER level 2

$334

Below average

ER level 3

$643

Below average

ER level 4

$1,081

Below average

ER level 5

$1,480

Below average

Overall rating: Not available
Dataset version: 2026-03-02

St Josephs Hospital And Medical CenterVoluntary non-profit - Church

ER service level cash price

ER level 1

$238

Below average

ER level 2

$365

Below average

ER level 3

$618

Below average

ER level 4

$1,094

Below average

ER level 5

$1,586

Below average

Overall rating: 3 stars
Dataset version: 2026-02-28

Mercy Gilbert Medical CenterVoluntary non-profit - Church

ER service level cash price

ER level 1

$86

Below average

ER level 2

$134

Below average

ER level 3

$219

Below average

ER level 4

$1,095

Below average

ER level 5

$2,247

Below average

Overall rating: 5 stars
Dataset version: 2026-02-28

Emergency room cost data by facility
Facility Name	Overall Rating	ER service level cash price					Dataset Version
Facility Name	Overall Rating						Dataset Version
Banner Ironwood Medical CenterVoluntary non-profit - Private	3 stars	$272 Below average	$634 Above average	$1,130 Above average	$1,618 Above average	$1,723 Below average	2026-03-02
Dignity Health Arizona General HospitalVoluntary non-profit - Private	3 stars	$151 Below average	$287 Below average	$502 Below average	$797 Below average	$1,020 Below average	2026-02-28
Banner Goldfield Medical CenterVoluntary non-profit - Other	Not available	$191 Below average	$334 Below average	$643 Below average	$1,081 Below average	$1,480 Below average	2026-03-02
St Josephs Hospital And Medical CenterVoluntary non-profit - Church	3 stars	$238 Below average	$365 Below average	$618 Below average	$1,094 Below average	$1,586 Below average	2026-02-28
Mercy Gilbert Medical CenterVoluntary non-profit - Church	5 stars	$86 Below average	$134 Below average	$219 Below average	$1,095 Below average	$2,247 Below average	2026-02-28
Banner Boswell Medical CenterVoluntary non-profit - Other	3 stars	$97 Below average	$282 Below average	$590 Below average	$1,119 Below average	$1,390 Below average	2026-03-02
Banner Casa Grande Medical CenterVoluntary non-profit - Other	2 stars	$398 Around average	$471 Around average	$731 Around average	$1,134 Below average	$1,421 Below average	2026-03-02
Banner Baywood Medical CenterVoluntary non-profit - Private	2 stars	$184 Below average	$376 Below average	$649 Below average	$1,139 Below average	$1,378 Below average	2026-03-02
Banner Del E. Webb Medical CenterVoluntary non-profit - Private	3 stars	$177 Below average	$373 Below average	$692 Below average	$1,172 Around average	$1,428 Below average	2026-03-02
Chandler Regional Medical CenterVoluntary non-profit - Private	4 stars	$94 Below average	$146 Below average	$239 Below average	$1,193 Around average	$2,448 Below average	2026-02-28

Showing 1-10 of 37 ER locations

Data Sources

Cash-price values are from each facility's latest standard charges file published on its website. The average comparison note uses the city average for the same ER service level: around average means within a +/-10% band, above average means more than 10% above, and below average means more than 10% below. Hospital ownership labels and hospital overall ratings come from the CMS Hospital General Information dataset. CMS ratings are a broad summary, not a perfect measure of whether a hospital is best for a specific service.

Why ER level 4 is the default sort

ERcost defaults to ER level 4 because recent commercial ED spending research shows higher-intensity emergency department visit codes now represent a large share of billed visits. This default is based on the Health Affairs study Price Increases Versus Upcoding As Drivers Of Emergency Department Spending Increases, 2012-19 and its ED spending analysis. By 2019, level 4 was the single most common level among ER levels 3, 4, and 5, with level 5 close behind. Level 4 is a practical default for comparison, but actual coding depends on the care documented for a specific visit.

Hit with a big ER bill in Phoenix?

Start by checking the bill for errors, asking about discounts or financial assistance, and using your state's medical-debt rules before you respond to collections.

What you can do now

Request an itemized bill with billing codes, verify that every charge matches the services you actually received, and check whether your bill qualifies for No Surprises Act protections.
Ask the hospital about cash-pay or lump-sum discounts, and apply for financial assistance if you qualify.
Use FAIR Health or Bill Sherlock to check if your ER bill is reasonable.
Use Dollar For to apply for hospital financial assistance at no cost.
Hire a medical billing advocate to review your bill. Most work on contingency, charging only when they successfully reduce what you owe.
Keep every bill, denial, and collection notice. The dates matter if you need to challenge credit reporting, wage garnishment, or a lawsuit filed too late.

Arizona medical-debt rules

Medical-debt credit reporting: No broad state ban. Only the voluntary bureau and federal baseline applies. Arizona does cap interest on medical debt.
Wage garnishment: More protective than federal. Generally 10% of disposable earnings, and a court may reduce it to 5% for extreme hardship.
Deadline to sue (statute of limitations): 6 years for written contracts.

State medical debt rules